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First Security Bank
Online Banking Access

Personal Loans

Your personal loan solution is closer than you think.

couple in car on beach at sunset


Life can be a wild ride, and we have the loans to fit your needs along the way. With competitive rates, regularly scheduled payments and a fixed payoff date, a personal loan from us could be the smart answer for your financial goals. From car loans, RV loans, boat loans and Home Equity Lines of Credit, we have the lending solution that makes sense for your next move. 

Our lending team is here to provide the expertise you need. We'll help you understand your loan options and choose a personalized solution that fits in with your financial goals. 

Stop waiting and start doing, with a personal loan from First Security Bank! Reach out to our experienced team of lenders





It takes more than gas to get going when you’re on the hunt for a new vehicle. We’ve got you covered. Our loans are available for new and used vehicles with attractive terms and up to the J.D. Power® trade-in value. * You can also refinance your current auto loan to lower your existing payment and rate while you continue paying off the loan.
 

* Subject to credit approval

J.D. Power is a registered trademark of J.D. Power and Associate

What’s life without some fun? We’ve got you covered for that dream purchase to invest in your FUN! From travel trailers to boats, our recreational vehicle loans have a fixed, competitive rate in accordance with J.D. Power® trade-in value.  

  

* Subject to credit approval

J.D. Power is a registered trademark of J.D. Power and Associate

Life can be a wild ride, and we have the loans to fit your needs along the way. With competitive rates, regularly scheduled payments and a fixed payoff date, a personal loan from us could be the smart answer for your financial goals.

 

Unsecured Term Loans

Borrow money without pledging collateral. Loans begin with low minimums along with fixed rates and various term options.

 

Personal Line of Credit

This simple line of credit assures funds are there when you need them.

 

*subject to credit approval 

Credit can help you achieve financial and investment goals. Whether you want to establish good credit or repair poor credit, the credit builder loan can help.

 

How Does it Work?

We’ll open a loan in an amount between $500 and $2,000. These loan proceeds are deposited into a savings account. Over the next 12 to 24 months, you make low, monthly payments until the balance is paid in full.  Upon completion of payments, you’ll have access to all the funds in the savings account.

 

Who Should Apply?

Credit Builder is designed for anyone who wants or needs to establish good credit. You must be at least 18 years old to apply.

 

Additional Benefits of Credit Builder

  • Establish or build good credit and keep the savings account First Security Bank opens on your behalf.
  • We will also reduce your loan interest rate if you participate in and complete our Financial Foundation Program available through our website.
  • Statistics show that people who receive rigorous financial education see higher credit scores and less chance of credit delinquency.
  • There will be an option to take one withdrawal from the savings account per year when the savings account exceeds the loan balance. The withdrawal can be up to the difference of the savings account and loan balance. 
 

Financial Foundations

 Financial Foundations is a free online education series provided by First Security Bank of Missoula that covers key concepts that can help manage your financial future.  Follow these steps below to access the playlist:

 

1.       Click on Financial Foundations under Education at the top of the page

2.       Select Credit Builder and click Enroll Now

3.       Select the Credit Builder Playlist

 

*Subject to credit approval







We proudly serve the communities of Missoula, Hamilton, Corvallis, Stevensville, Lolo, Thompson Falls and Plains Montana.