Account Details
Personal Savings Account
- Maintain a $100 minimum balance to avoid low monthly service charge of $2
- Enjoy unlimited deposits, in-lobby withdrawals and ATM access
- Withdrawals made by electronic transfer or check are limited to 6 per month
- Link your Personal Savings account to your checking account to cover your overdrafts. We'll transfer from your designated Personal Savings account to avoid any overdraft fees for only $2 per transfer. Sweeps from savings accounts to cover an overdraft are included in the 6 transactions per month.
- Interest rates may change after opening of account
- Fees may reduce earnings on individual accounts
- Fee Schedule
Money Market Account
- Only $10 monthly service charge if minimum balance falls below $2,500 during your statement cycle
- Enjoy unlimited deposits, in-lobby withdrawals and ATM access
- Withdrawals made by electronic transfer or check are limited to 6 per month
- Earn a higher return from larger balances with tiered interest rates
- Interest rates may change after opening of account
- Fees may reduce earnings
- Fee Schedule
Certificates of Deposit
- $500 minimum opening deposit
- Earn a higher return for larger balances
- Interest rates may change at renewal
- Penalties may apply for early closure.
- Fee Schedule
Health Savings Account
- No minimum balance
- No service charges
- Variable interest rate account that earns competitive interest
- Free VISA Debit Card
- Free standard checks
- Available with a qualifying High Deductible Health Plan (HDHP) – please consult a High Deductible Health Plan provider regarding eligibility and contribution/distribution requirements.
- Unused funds are retained and not forfeited at year-end as with some flexible spending accounts
- Fee Schedule
We proudly serve the communities of Missoula, Hamilton, Corvallis, Stevensville, Lolo, Thompson Falls and Plains Montana.
