Skip Navigation Download Acrobat Reader 5.0 or higher to view PDF files.
FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Personal Checking That Works For You

Discover our worth.

Our focus is great customer service and banking accounts that meet your personal finance needs, without any fees or monthly charges. Our accounts come with the essential banking services you want, without spending a dime.

We are purveyors of exceptional, local banking. When you choose First Security Bank of Missoula, you're choosing a bank that is part of the community. We don't just work here. We live here too.

Community is the thread that weaves all of us together. We value the opportunity to support the places we call home. We do this by engaging in groups and organizations that breathe life into our corner of Montana.

New account holders receive a token valued at $10 that is donated to a local organization. 



 
Our Accounts
Totally Free Checking

At First Security Bank, Totally Free Checking truly means a FREE account! There are no required minimum balances and no concealed weekly, monthly, or yearly fees. When you open an account with us, you can expect excellent service, value, and reliability. With First Security Bank, there are no strings attached: it's easy to avoid fees with our free checking accounts.

    • No minimum balance
    • No monthly service charges
    • Infinite check writing
    • Non-interest bearing account
    • Checks purchased by the customer
    • Fee Schedule
Easy Interest
    • No minimum balance
    • No monthly service charges
    • Infinite check writing
    • Variable rate account with competitive interest rates
    • Checks purchased by customer
    • Fee Schedule
50+ Interest Checking

A variable interest rate account that yields competitive interest. Our senior checking account made for individuals aged 50 and wiser.

    • Every year, we provide one FREE box of personalized business image checks.
    • No minimum balance
    • No monthly service charges
    • Infinite check writing
    • Variable rate account with competitive interest rates
    • Fee Schedule
Premier Interest Checking
    • Every year, we provide one FREE box of personalized business image checks.
    • Maintain a minimum balance of $1,500 after opening the account.
    • A $6 Monthly Maintenance Fee applies if the balance falls under $1,500 during your statement cycle.
    • Infinite check writing
    • An account with a variable interest rate that yields a greater interest rate if the account balance exceeds $1,500.
    • Fee Schedule
 
Every New Personal Checking Account Includes:
    • FREE Standard VISA® Debit Card
    • FREE Online Banking & Bill Payment
    • FREE Mobile Banking with Mobile Check Deposit feature
    • FREE eStatements with online check visuals
    • FREE Check Visuals with statements

We also offer a buyback option for your unused checks and debit cards from a different financial institution.

Savings

Planning a dream vacation or just wanting to set aside some cash for security?

We offer savings accounts, money market accounts, certificates of deposit (CDs), and more to meet your financial needs. Our friendly staff will help you decide which product is best for you and answer any questions you may have. Visit us today for more information!

Ready to begin saving today?

Online account opening is a breeze:

Open an Account

Learn About our Savings Options

 

*Unless specified otherwise, customer purchases checks.  Other fees such as overdraft, continuous overdraft, etc. may apply.  See fee schedule(Opens in a new Window) for details.  $25 for checks and debit cards from another financial institution.  Your account will be credited at the time the checks/debit cards are presented.  Free gift provided at the time of account opening.  Ask us for details.  Bank rules and regulations apply.

††As of March 14, 2022, the Annual Percentage Rate (APR) for our Overdraft Protection Account stands at 18.00%. Please note that this information is subject to change after the mentioned date. Must obtain credit approval. 







 
 
We proudly serve the communities of Missoula, Hamilton, Corvallis, Stevensville, Lolo, Thompson Falls and Plains Montana.