Personal Retirement
Accounts that help you—not your money—retire.
Saving for a secure retirement doesn’t need to be complicated.
An Individual Retirement Account (IRA) is a savings account that comes with tax advantages to help you save for retirement. We offer both Traditional and Roth IRAs to help get you there. Each has specific tax benefits and we invite you to contact us for more information to help you decide on the right choice for you.
Our Traditional IRA
Our traditional IRA account is a great way to build your savings and financial security for retirement. Your earnings accrue on a tax-deferred basis.
- A minimum opening deposit is required based on the product type. Contact us for details
- Contributions may be tax-deductible; See IRS guidelines
- Must have earned income to make a contribution
- Annual IRA contributions limits are set for each year; see IRS guidelines
- Annual limit applies to any combination of IRA plans
- Fee Schedule
Our Roth IRA
Build your retirement savings with this great account.
- A minimum opening deposit is required based on the product type. Contact us for details
- Must have earned income to make a contribution
- There are no required minimum distributions after reaching age 72
- Annual IRA contributions limits are set for each year; please see IRS guidelines for details
- Annual contribution limit applies to any combination of IRA plans
- Fee Schedule
The interest rate paid on IRA accounts may change after the account is opened.
About “Catch-up” Contributions
You may be eligible for a catch-up contribution if you have reached age 50. See IRS guidelines to be sure.
You may be eligible for a catch-up contribution if you have reached age 50. See IRS guidelines to be sure.
We proudly serve the communities of Missoula, Hamilton, Corvallis, Stevensville, Lolo, Thompson Falls and Plains Montana.