Positive Pay Services for business

Security. It’s in our name.

You’ve invested a lot in starting, maintaining, and growing your business. We’re invested in designing the tools you need to help shield your business against the increasing problem of identity theft and check fraud.

What Is Positive Pay and how does it work?

Positive Pay is an automated fraud detection tool that matches your account number, check number and dollar amount of each check presented for payment against a list of checks previously authorized and issued by your company. You’ll be notified of any mismatches. You can view mismatches or exceptions online, and can direct us to make payments or returns—all before any funds are exchanged. 

Your funds stay where they should. Under your control.

Timely return decisions allow funds to remain in your account, avoiding delays
and the risk of losses associated with late returns. 

The advantages are clear.

• Assure that your records match the actual check amounts
submitted for payment

• Identify unauthorized check transactions before final payment

• Prevent check fraud early on

• Reconcile checks online

• Save time and avoid the hassles of trying to recover funds

How much will this service cost?

A monthly fee of $15 is charged for new and existing Business Checking Account holders.

Start protecting your bottom-line with Positive Pay Services. 

Contact a Business Banking team member today at 406-728-3115. Toll Free: 888-782-3115.

If you don’t already have a First Security Bank Business Checking Account, learn more about how we can help your business reach your goals, open an account today.