We are pleased to offer a full array of loan programs, including land loans, construction loans, bridge loans, income property loans, mixed use property loans, low income housing loans, development loans, secondary market loans and portfolio loans. Real Estate loans can be custom tailored to fit your needs. For more information on applicable terms and fees for the various types of real estate loans we offer, please contact one of our experienced Real Estate Loan Officers.

Cindy Breckenridge
Real Estate Loan Officer
2601 Garfield
Missoula, MT 59801
406-329-1951

cbreckenridge@fsbmsla.com

 Michelle Felde
Real Estate Assistant Vice President
2601 Garfield
Missoula, MT 59801
406-329-1961

mfelde@fsbmsla.com
Sheila Lund
Real Estate Vice President
2601 Garfield
Missoula, MT 59801
406-329-1952

slund@fsbmsla.com

 Scott Hansen
Construction Lender
Assistant Vice President
2601 Garfield
Missoula, MT 59801
406-329-1965

shansen@fsbmsla.com
Terry King
Real Estate Senior Vice President
2601 Garfield
Missoula, MT 59801
406-329-1950

tking@fsbmsla.com

 Barb Damaskos
Real Estate Loan Officer
107 South Fulton
Thompson Falls, MT 59873
406-827-6257

bdamaskos@fsbmsla.com
Lori Kemmer
Real Estate Loan Supervisor
2601 Garfield
Missoula, MT 59801
406-329-1953

lkemmer@fsbmsla.com

 Don McGourty
Real Estate Loan Officer
100 W. Main St.
Hamilton, MT 59840
406-375-6450

dmcgourty@fsbmsla.com
Sharon Reisinger
Real Estate Loan Processor
2601 Garfield
Missoula, MT 59801
406-329-1957

sreisinger@fsbmsla.com

 Charlene Meinzen
Real Estate Loan Processor
2601 Garfield
Missoula, MT 59801
406-329-1962

cmeinzen@fsbmsla.com
Teri Sunford
Construction Loan Processor
2601 Garfield
Missoula, MT 59801
406-329-1966

tsunford@fsbmsla.com

 Janice O'Leary
Real Estate Loan Processor
2601 Garfield
Missoula, MT 59801
406-329-1963

joleary@fsbmsla.com
Patti Cusker
Real Estate Loan Processor
2601 Garfield
Missoula, MT 59801
406-329-1963

pcusker@fsbmsla.com

 

How Do We Start the Process?

Applying for a home loan with us is fast and simple. Our professional and knowledgeable real estate loan officers will personally go through the loan application process with you and help you with any questions you may have. We pride ourselves on quick, informative and dependable service. We strive to offer you the loan which most closely matches your current needs and long-term plans.

Apply with a Loan Officer by completing the application form, along with your Mortgage Loan Application Checklist, and schedule an appointment with a Loan Officer.

Uniform Residential Loan Application Form

"Mortgage Loan Application Checklist"

Conventional Loan Information (Apply Online or Contact one of our Loan Officers!)
Click Here to Apply Online

We offer conventional home mortgages designed uniquely for our customers. We offer competitive fixed interest rate, adjustable interest rate or interest only terms. There is no prepayment penalty on any of these loan products. We offer a wide variety of home loan products to help you meet your financial needs and to make your dreams come true!

Loan products listed are available to qualified applicants who meet the banks current loan underwriting guidelines.

Rates and terms are subject to change.

For current rates, contact us at (406) 329-1958 in Missoula, (406) 827-7000 in Thompson Falls, (406) 826-2000 in Plains, (406) 363-3551 in Hamilton or (406) 961-4466 in Corvallis.

Affordable Housing Mortgage Loans (Please contact a Loan Officer to Apply)

Montana Board of Housing
We offer low interest MBOH mortgage loans for Montanans with low and moderate incomes. Additional information about MBOH mortgage loans, click here.

Rural Development Guaranteed Loans
Rural Development Guaranteed Loans are primarily used to help low-income individuals or households purchase homes in rural areas. There are income limits used in qualifying for this loan. Housing must be modest in size, design, and cost. In addition, applicants must have reasonable credit histories.

Federal Housing Administration Loans - FHA Loans
These loans are guaranteed by the Federal Housing Administration. FHA offers both fixed and adjustable rate mortgages. The loans can be designed to fit your needs with a variety of down payment options and repayment terms.

Veterans Administration Loans - VA Loans
For veterans of military service. The Veterans Administration will guarantee repayments of the loan to the lender. Terms depend upon veteran status, loan amount and prior use of VA eligibility. These loans are similar to FHA and can be either fixed or adjustable rate mortgages.

Down Payment Assistance
From time to time, there may be sources of funding available to help with down payment/closing cost assistance for low to moderate income. Please contact one of our lenders for terms & availability of funds and application process information.

Loan products listed are available to qualified applicants who meet the banks current loan underwriting guidelines.

Rates and terms are subject to change.

For current rates, contact us at (406) 329-1958 in Missoula, (406) 827-7000 in Thompson Falls, (406) 826-2000 in Plains, (406) 363-3551 in Hamilton or (406) 961-4466 in Corvallis.

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Construction Loan Information (Please contact a Loan Officer to apply.)

We offer short term construction loans for single family properties, investment properties, developments, subdivisions, infrastructure and commercial buildings. Land loans are also available.

Loan products listed are available to qualified applicants who meet the banks current loan underwriting guidelines.

Rates and terms are subject to change.

For current rates, contact us at (406) 329-1958 in Missoula, (406) 827-7000 in Thompson Falls, (406) 826-2000 in Plains, (406) 363-3551 in Hamilton or (406) 961-4466 in Corvallis.

Contact a member of our lending teams below for more information on a real estate loan. Please do not send sensitive financial information via e-mail. Thank you.

Member FDIC | Equal Housing Lender